Would you add a friend to your credit card account? Presumably your response is, “No. It’s not that I don’t trust him, but it’s just not a good idea.”
And yet that’s what marriage is. Even if you keep separate bank accounts–which seems pretty common among some of my friends–you still assume your partner’s debt and your partner can get credit under your name.
This blows my mind on several levels:
1. In what other relationships does another person have the ability to ruin your credit score, without your permission and potentially without your knowledge?
2. Why can’t you negotiate your own terms, as in other contractual relationships?
3. So many people are financial disasters. And while you and I may not marry those particular people and sign up for those particular problems, someone will. Virtually everyone gets married off, financial disasters included. Ugh.
But apparently this is somehow romantic…?